Ivan's Wealth Corner, October 2022
 Isla Vancouver Wealth Management Newsletter
Ivan's Wealth Corner
Your WEALTH ADVISORS and INSURANCE SPECIALISTS
Hello Valued Subscriber,

In this Issue:
 
Feature:
~ The Canadian premium: All the things that cost more in Canada than anywhere else on earth ~

Other Stories:
~ Holiday shopping: Canadians can expect sales ‘very early’ this year ~
~ Signs emerge that the big drivers behind this hot inflation reading are starting to cool ~
~ Employers look for new ways to recruit as aging workers contribute to ongoing labour shortage ~
 
Feature:
The Canadian premium: All the things that cost more in Canada than anywhere else on earth
Credit card fees are just one of the things for which Canadians pay bafflingly higher prices than everyone else. In this article, a quick summary of some of the things that are pricier in Canada than anywhere else on earth.

                       

CLICK HERE to read the full article from the National Post. Please contact us, we look forward to continuing to work with you to achieve your goals.

Other Stories:

Holiday shopping: Canadians can expect sales ‘very early’ this year. Here’s why.
Overstocked inventories and fears of a recession on the horizon will push retailers to offload products at potentially steep discounts ahead of the holiday shopping season, according to experts.
Retail giants the likes of Walmart, Best Buy and Target have said in recent months that they’re sitting on excess inventories heading into fall.


CLICK HERE to read the Article from Global News. Please contact us for additional resources.









Signs emerge that the big drivers behind this hot inflation reading are starting to cool
Whether the financial markets have correctly priced in “peak inflation” and a potential Federal Reserve pivot is a topic for another day.
But there is ample evidence that the inputs that drove inflation higher, especially in the goods sector, are heading back to Earth.
A disinflation checklist may be in order here, despite what appears to be more sticky inflation in services and wages..

To read the complete article from CNBC  CLICK HERE and please contact us with any questions.






 Employers look for new ways to recruit as aging workers contribute to ongoing labour shortage 
More than 300,000 Canadians have already retired so far in 2022, according to Statistics Canada — up from 233,000 last year. What's more, the number of people nearing retirement age is higher than ever before, with more than one in five Canadians of working age between 55 and 64 years old. With the average age of retirement sitting at 64, that means many more Canadians are set to leave their jobs.

To read the full article from CBC News click here. If you have any questions please be sure to contact us.

 
Get your Personalized Insurance Quotation

Curious how much it would cost to purchase a life insurance policy?  CLICK HERE to provide you with a quick and basic quote.

Comparisons and quotes are intended for guidance and educational purposes only.  For more information, contact the office @ 250-585-0377 or contact us.

Did You Know...
At Isla Vancouver Wealth Management we implement a process with a comprehensive approach, offering a balance of customized service, financial planning, investment opportunities and risk management.

Helping all our clients to manage their financial matters during each stage of their life and help them reach their personal financial goals in the most tax-efficient and cost-effective way is what we do, CLICK HERE to book an appointment.

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CLICK HERE to watch our newest video and please feel free to share with your friends and family! Plus don't forget to subscribe to our channel.

Financial Term of the month

Contingent beneficiary

Alternate or contingent beneficiaries can be named in an insurance contract. This person will receive the death benefit if the named, primary, beneficiary dies before or at the same time as the insured person. If an alternate or contingent beneficiary is not named, the death benefit will be paid to the estate.
Have you tried our Life Insurance Estimator?
Our handy calculating tool can quickly provide the amount of life insurance coverage you may need in addition to the existing coverage you are included under.(Note: As the name indicates this is an estimation and should not be assumed to be an analysis).
CLICK HERE for your estimation. Be sure to contact us to review your insurance needs. 
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Mortgage Rates - October 14th 

Through our strategic partnerships, we can help you find the best mortgage rates and make the process as simple as possible for you. 

*Rates are subject to qualification guidelines and are subject to change without notice
2 year fixed: 4.99%
3 year fixed: 4.99%
4 year fixed: 5.04%
5 year fixed: 5.04%
5 year variable: 4.55% (prime minus 0.90%)

 
 
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 CLICK HERE to contact us.

Look for us on Social Media

Check out our Instagram Page CLICK HERE and Facebook Page CLICK HERE or look for us under the name Irvine Financial. 



Ivan Vazquez, MBA, CFP
Financial Planner
250.585.0377
Click to Email Ivan!
www.ivanwealth.com
  Yours truly,
   Your Isla Vancouver Wealth Management Team
Isla Vancouver Wealth Management.
Worldsource Financial Management Inc.
Ph: 250-585-0377 Fax: 250-585-0378
Email here
www,ivanwealth.com

4553 Uplands Drive
Nanaimo, BC, V9T 6M8

     
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Mutual Funds and Segregated Funds provided by the Fund Companies are offered through Worldsource Financial Management Inc.
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The information provided is general in nature and is provided with the understanding that it may not be relied upon as, nor considered to be, the rendering of tax, legal, accounting, or professional advice. Readers should consult their own subject matter experts for advice on the specific circumstances before taking any action. The opinions expressed are those of the owners and writers only. Commissions, trailing commissions, management fees, and expenses may all be associated with mutual fund investments. Mutual funds are not guaranteed, their values frequently change and past performance may not be repeated. Please read your funds simplified prospectus before investing. Mortgage services are available through a referral arrangement. Worldsource Financial Management Inc. does not supervise and assumes no liability for mortgage business activity.